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Thinking of Waiting for Lower Rates? Let’s Talk History

Thursday, August 7, 2025   /   by Teresa DiPeso

Thinking of Waiting for Lower Rates? Let’s Talk History

Before you put your home search on hold waiting for rates to drop… take a look at the big picture:


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While today’s rates may feel high compared to recent years, they’re still well below the historical highs.

Waiting for 3% again? You could be waiting a long time—while home prices continue to climb ?

Buy now, refinance later—you can always adjust your rate, but you can't rewind time to snag a better price or property.

Thinking about buying or selling at the Shore? Let’s chat—I’ve been helping clients navigate this market for nearly 30 years. 

Call or text me today 609.780.1434 to get started!