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TERESA DIPESO JERSEY SHORE REAL ESTATE BLOG

Saturday, January 7, 2023   /   by Teresa Dipeso

Sea Isle City's 2023 Summer Concert Lineup Announced

Free, outdoor concerts at Excursion Park are back for another great summer of music!  With bench seating for 100, and lawn space for many more, it's common to have 1,000-2,000 attendees!  Free, outdoor concerts take place across Cape May County, with music for everyone.

2023 SEA ISLE CITY CONCERT LINEUP:
June 24 – Streetlife Serenade (Billy Joel tribute)
July 1 – Chicago 9 (Chicago tribute)
July 8 – Frontiers (Journey tribute)
July 15 – Seven Bridges (Eagles tribute)
July 22 – Kick It Out (Heart tribute)
July 29 – Real Diamond (Neil Diamond tribute)
Aug 5 – Gypsy (Fleetwood Mac tribute)
Aug 12 – Beatlemania Again (Beatles tribute)
Aug 19 – Yellow Brick Road (Elton John tribute)
Aug 26 – Count Down To Ecstasy (Steely Dan tribute)
Sept 2 – Jesse Garron (Elvis tribute) ...

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Friday, December 30, 2022   /   by Teresa Dipeso

Applying For A Mortgage? Avoid Doing These Things Afterward

While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan.
Don’t Deposit Large Sums of Cash
Lenders need to source your money, and cash isn’t easily traceable. Before you deposit any amount of cash into your accounts, discuss the proper way to document your transactions with your loan officer.
Don’t Make Any Large Purchases
It’s not just home-related purchases that could disqualify you from your loan. Any large purchases can be red flags for lenders. People with new debt have higher debt-to-income ratios (how much debt you have compared to your monthly income). Since higher ratios make for riskier loans, borrowers may no longer qualify for their mortgage. Resist the temptation to make any large pu ...

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Friday, December 23, 2022   /   by Teresa Dipeso

What Makes A House A Home

There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too.
Home means something different to all of us. Whether it’s sharing memories with loved ones at the kitchen table or settling in to read a book in a favorite chair, the emotional connections to our homes can be just as important as the financial ones. Here are some of the things that make a house a home.

1. You Can Be Proud of Your Accomplishment
Buying a home is a major life milestone. Whether you’re setting out to buy your first home or your fifth, congratulations will be in order when you’ve achieved your goal. The sense of accomplishment you’ll feel at the end of your journey will truly make your home feel like a special place.

2. You Have Your Own Desig ...

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Friday, December 23, 2022   /   by Teresa Dipeso

Looking Ahead To The 2023 Housing Market

The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position.
As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before in a calendar year. This had a cascading impact on buyer activity, the balance between supply and demand, and ultimately home prices. And as all those things changed, some buyers and sellers put their plans on hold and decided to wait until the market felt a bit more predictable.
But what does that mean for next year? What everyone really wants is more stability in the market in 2023. For that to happen we’ll need to see the Fed bring inflation down even more and keep it there. Here’s what housing market experts say we can expect next year.
What’s Ahead for Mortgage Rates in 2023?
Moving forward, exper ...

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Teresa M DiPeso & The DiPeso Group Jersey Shore Real Estate Experts
Teresa M. DiPeso
5901 New Jersey Ave
Wildwood Crest, NJ 08260
609-780-1434

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity program of the Cape May County Multiple Listing Service. Real estate listings held by brokerage are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity program of the South Jersey Shore Regional MLS. Real estate listings held by brokerage are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.
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